- Office 6/36 Commercial Road Caroline Springs,Vic 3023
- info@handylifeinsurance.com.au
- +0410 259 259
We have extensive experience in life insurance, trauma insurance, income protection, and TPD insurance. We leverage our expertise to help you navigate the complexities of insurance policies and choose the best plan.
Our team of insurance consultants understands the importance of reliable protection for life's unexpected events. We help you create a vital safety net by choosing the right insurance policy to meet your financial needs during stressful times. Our consultants provide general and factual information about various insurance covers to make sure you completely understand your insurance decisions. We help you gain the knowledge to choose the best insurance for a secure future.
We have partnered with most Australian insurers and can find the best plans at competitive prices. Our consultants provide you general and factual information on different insurance policies and suggest you the best options. You can choose an insurance cover that fits your needs.
We guide you through every step of the claim process, assisting you in completing the claims forms and supporting documentation. We manage the claims process so you can focus on what matters most—yourself and your family.
Trauma insurance gives you a lump sum money if you suffer a specified medical condition you are insured for. On the other hand, Total and Permanent Disability insurance or TPD insurance, pays a lump sum amount when you are permanently disabled and cannot return to work.
The policy premiums you pay for trauma insurance are not tax deductible. However, the lump sum money you will receive as a trauma insurance payout is generally not subject to tax either.
In certain circumstances, there is a three-month waiting period. This implies that no payment will be made if a claim regarding a critical illness arises within three months after the policy begins. You must read the product disclosure statement to understand when your trauma insurance policy cover will start.
Your insurer may request a medical assessment as a part of your Trauma Insurance application.
